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...half decades ago, his then employer, Occidental Petroleum Corp., cut its traditional defined pension plan in favor of a 401(k)-type system. So instead of getting a guaranteed pension check of $1,308 a month for his 36 years as a full-time, salaried employee, the former chemical-factory worker receives $225 a month from his 13 years as an hourly employee, plus $180.16 a month from a profit-sharing plan Oxy had for salaried employees until 1994. He also has $70,000 left of the money he saved from his tax-deferred 401(k). On the days...

Author: /time Magazine | Title: Why It's Time to Retire the 401(k) | 10/9/2009 | See Source »

...years ago as an executive perk - one more way to dodge Uncle Sam - the 401(k) was never meant to replace the employer-guaranteed pension fund, supplemented by Social Security, as the cornerstone of our nation's retirement system. But propelled by a combination of companies looking to cut costs and consumers who wanted control of their retirement destiny, that's exactly what happened...

Author: /time Magazine | Title: Why It's Time to Retire the 401(k) | 10/9/2009 | See Source »

...things the website does do is shatter assumptions that the five Nobel panelists who made the decision must all be white-haired Norwegian gentlemen so cut off from reality they could have never anticipated the shock their selection would cause. First off, four of the committee members are women, with chairman Thorbjørn Jagland, the only male in the bunch. Like Jagland - a former premier and foreign minister of Norway - most members have had held cabinet posts or have otherwise been involved in politics; their ages range from 58 to 68. But it's hard to draw any theories...

Author: /time Magazine | Title: What Was the Nobel Committee Thinking? | 10/9/2009 | See Source »

...Harvard Green Initiative has lauded the effectiveness of limiting napkin dispensers in the dining hall to reduce waste and cut costs.  Take away napkin dispensers and less people use napkins. Take away toilet paper and... well, maybe in the interest of cleanliness, the administration shouldn’t accept that advice in concert with these Bank ideas: “People can clean their own bathrooms” and the proposed dumping of Dorm Crew...

Author: By Rachel T. Lipson, CONTRIBUTING WRITER | Title: Cashing in on the Idea Bank: Are We Bankrupt? | 10/8/2009 | See Source »

...making. Since his defeat by Obama 11 months ago, McCain has spent much of his time in a self-imposed exile. He returned to Washington without a long list of bills he was keen to pass. He could see that his Democratic friends felt no need to cut deals while they held a lopsided margin in the Senate. Several veteran aides who helped guide him in campaigns past have left town or consult from a greater distance. Longtime advisers and Senate colleagues report that he has struggled to regain his footing and voice. "He probably won't run [for President...

Author: /time Magazine | Title: John McCain: Can He Mend Fences with the Right? | 10/8/2009 | See Source »

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