Word: cuttingly
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Banks have cut off or pared back an estimated $1 trillion in credit lines since the peak of the credit boom, according to the now famously bearish analyst Meredith Whitney (who accurately predicted Citigroup's meltdown back in 2007). Moreover, according to a study from the maker of the all-important FICO credit score, recent cutbacks have hit twice as many of the most financially responsible consumers--those with a median credit score of 770--as those with crummy credit. "These people have done everything right," says Greg McBride, senior financial analyst with Bankrate.com "and now some arbitrary decision could...
...utilization ratio," the total amount of credit you use vs. the amount you have available. If you have $25,000 worth of available credit and you put $5,000 on your cards every month, your utilization ratio is a healthy, hey-I'm-living-within-my-means 20%. But cut down that credit line to $10,000 and suddenly your ratio jumps to 50%, making you look pretty overextended...
...singer. And I'd wear a really low-cut red sequined dress. Maybe I'd want to sit on a piano. I'm stopped by the fact that I can't sing, but, you know, aside from that...
...best bet because there's cooked food in the Dumpster, and pigs prefer cooked food. I don't really want to cook for a pig, so it's perfect. We were exhausted by the end, but when you're eating your pork chops or your bacon - recently we just cut open the prosciutto which had been hanging for 18 months - it's totally worth...
...given one of the ways the Obama Administration is considering to help pay for an overhaul that could cost north of $1 trillion, that impact could be even tougher than expected. A recent proposal by the White House would cut some $216 billion in Medicaid and Medicare funding, including $106 billion that now goes directly to hospitals. (See pictures of Barack Obama's family tree...