Word: dangerous
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...danger of using home equity to pay off nonhome debt: "A recent Federal Reserve report estimates that of the trillions of dollars in real home equity cashed out between 2001 and 2007, homeowners used $874 billion to pay off non-mortgage debt - in effect rolling consumer debt into their home loans. Unlike consumer debt, mortgage debt cannot be discharged through personal bankruptcy." (See pictures of the housing crisis...
...Party Really Over? Still, an election must come within a year, and promises to answer a question of far more enduring significance than who should lead Labour. The issue is whether there will be a Labour Party left to lead. This isn't just about the danger of electoral wipeout, although that possibility is very real. The center-left consensus that has shaped Britain since Labour swept to power under Blair in 1997 is disintegrating, and the New Labour project that created it - the potent mix of idealism and pragmatism, of social-democratic aspirations and fiscal conservatism, of commitment...
Before he survived the crash, Ollestad had to survive his childhood. His father was a dashing adventurer who pushed his son to feats of preadolescent derring-do as a surfer and skier that are unimaginable by today's nurturing parental standards. It may have been his familiarity with physical danger, and his calmness in the face of it, that saved Ollestad on Ontario Peak. It helped him manage the psychic aftermath too, to put a frame around it. To the Ollestads, life was "raw and wild and wonderfully unpredictable." To be paralyzed by fear of it, by the inevitability...
According to assistance agencies, Iraqi refugees across the country - some of whom, like the Jabers, risked violence, kidnapping and death threats for assisting U.S. forces - face the danger of homelessness in their adopted land, a threat heightened by the foundering economy. The government's refugee-assistance system as it exists is in crisis, and it's failing to meet its basic mandate to protect and serve refugees, said Robert Carey, vice president of resettlement policy at the International Rescue Committee (IRC), which assists Iraqis and other refugees resettle in the U.S. A new report co-sponsored...
...TIME) during another period of economic turmoil, the late 1970s, and soon became convinced that I would never know a world in which gas was affordable, inflation wasn't in double digits and jobs were anything but scarce. Then the 1980s and '90s happened. So there is a danger in extrapolating present conditions to the future - and the U.S. economy has a wonderful penchant for surprising us all to the upside...