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...marketed their work with the help of word-of-mouth and cross-author promotion. Over time, tens of thousands of listeners downloaded podcasts of Hutchins' 7th Son. By 2007, St. Martin's Press, a division of MacMillan, was intrigued enough by his success and soon Hutchins scored a book deal. He has just co-authored a book in a new series called Personal Effects, scheduled for a summertime release; and St. Martin's will publish 7th Son in book form as well this year. (See the top 10 fiction books...

Author: /time Magazine | Title: Podcasting Your Novel: Publishing's Next Wave? | 1/31/2009 | See Source »

Scott Sigler of San Francisco also missed out on getting his first novel published, with a deal collapsing in late 2001. But like Hutchins, he built a big Internet fan base on novel podcasting, which led to a 2007 deal with The Crown Publishing Company (a division of Random House), one believed to be in the hundreds of thousands of dollars. Sigler reached a milestone this month by cracking the New York Times Hardcover Fiction bestseller list with Contagious, a first for an author emerging from the podcast genre. The print run for Contagious is 80,000 copies...

Author: /time Magazine | Title: Podcasting Your Novel: Publishing's Next Wave? | 1/31/2009 | See Source »

...value of a loan when it becomes clear a borrower is not going to pay it back. When a bank's loan losses are greater than its income, it has to take money from its shareholders' equity account to make up the difference. That's a big deal for a company's investors. If shareholders' equity is wiped out, their stock is effectively worthless. So investors watch this account intensely; if they think shareholders' equity is headed to zero, so too is a bank's stock...

Author: /time Magazine | Title: Why Your Bank Is Broke | 1/31/2009 | See Source »

...That is, until the fourth quarter. In mid-September 2008, in a deal pushed by regulators, BofA agreed to buy Merrill Lynch. The acquisition actually boosted BofA's capital ratios, but it also added losses to an already fragile capital structure; Merrill Lynch lost $15 billion in the fourth quarter alone. Knowledge of the impending losses forced BofA CEO Ken Lewis to ask the government for an additional $20 billion in TARP funds - on top of the $25 billion it had already received - as well as about $100 billion in loan guarantees. Without the government assistance, BofA says, it couldn...

Author: /time Magazine | Title: Why Your Bank Is Broke | 1/31/2009 | See Source »

Nevertheless, some in Baghdad are calling for the group to be allowed to remain in Iraq, or at least to not be turned over to Iran, for political reasons. "We have to deal with this issue very delicately," says Ayad Jamal al-Deen, an Iraqi parliamentarian aligned with Shi'ite cleric Muqtada al-Sadr. "I'm not here to defend this organization. I have no interest in them. But I am looking out for the Iraqi national interest." Al-Deen and other Iraqi political figures see the group essentially as a bargaining chip with Iran, one of the few Iraq...

Author: /time Magazine | Title: Iran Group in Iraq Poses Thorny Issue for U.S. | 1/30/2009 | See Source »

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