Word: debited
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Banuestra is one of the new breed of financial-service providers--which now include Wal-Mart--that aim to marry the convenience of a check casher with the relative security of a bank. By offering lower basic check-cashing fees along with debit cards and reasonably priced consumer loans, these businesses hope to pocket a chunk of the more than $10 billion in fees that check cashers, payday loaners and pawn shops collect each year. Long ignored by traditional financial institutions, the unbanked get their modest earnings shaved even thinner by the high fees they pay simply to cash their...
...Mart rolls out more than 1,000 dedicated check-cashing outlets in its stores, charging a flat fee of just $3 per check. Check cashers have already responded by sprucing up their offerings. Pay-O-Matic, which operates 100 outlets in New York City, recently launched a debit card that earns 3% annual interest on the unused balance. (Wal-Mart's debit card, on the other hand, does not earn interest.) With such nimble competitors, banks will have to move faster than ever to win over the millions of people who may soon discover that they...
...that an ATM in the church lobby? Credit and debit card swipe machines in churches may startle some of the pious, but such kiosks, already present in some houses of worship, might become even more commonplace now that a new IRS regulation is in effect...
...accepting credit cards for several years, tapping into the Generation P (for Plastic) aversion to carrying cash. Pastors like to tell jokes about parishioners collecting Frequent Flier points on the way to heaven. A recent Dallas Morning News poll found that 55% of 200 local churches accept credit and/or debit cards...
...someone in your church was giving and giving on credit and you later find they have to declare bankruptcy," said one from Eric. "I guess it wouldn't matter because you're not your brother's keeper - huh?" To deal with that problem, many churches now accept only debit cards...