Word: debits
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...electric hybrid - except that I've got to pay at least $3,000 more for the hybrid. And so there's something that governments and environmentalists ought to agree on, right now: give consumers a motivation to go green. Currently, if I pay my utility bill through a direct debit to my checking account, I get a small but welcome discount. It should be the same if I switch to renewables: the utility should give me a saving, which the government can subsidize with a tax break (it can't be more expensive than building the nuclear stations that Prime...
...understood so little about how to manage it. Over the past decade, the average credit-card debt of Americans ages 18 to 24 doubled, to nearly $3,000. Among high school seniors, 4 out of 5 have never taken a personal-finance class, but nearly half have an ATM debit card, and more than a quarter have bounced a check, according to a survey of 5,775 teens, released in April by the nonprofit JumpStart Coalition for Financial Literacy. If those trends continue, declaring bankruptcy could become as common as earning a bachelor's degree...
...perfect melodic background for her gonzo tale. “Borneo,” the following track, is a jaunty ode to gambling addiction. Eleanor opines that she’s become “bored of her old life and decent odds” before stealing her roommates debit card, moving to Jakarta, and losing the deed to her boyfriend’s mother’s mansion in a high-stakes card game. The details of this larceny are recounted against the carefree jangle of Matthew’s showtune worthy keyboards. The Furnaces aren?...
...think about a Wal-Mart Bank with ATMs, branches and tellers. Jane Thompson, who would be chairman of Wal-Mart Bank, says the new bank would have a "very narrow role." Currently, every time a customer swipes a credit or debit card, Wal-Mart pays a fee to a bank for watching over the money for those few seconds as it moves between the customer's account and Wal-Mart's. By using its own bank, the company will save fractions of a penny on each transaction, yielding $5 million to $10 million a year, which it says...
Critics don't buy it and see the credit- debit function as the thin edge of the banking wedge. "I cannot believe they are doing all of this to save $5 million a year," the equivalent of about nine minutes of sales, says Terry Jorde, president and CEO of Country Bank USA in Cando, N.D. The fear, says Lawrence White, a professor of economics at New York University, is that the company will do to retail banking what it has done in apparel and groceries. Indeed, the application Wal-Mart filed would allow it to request a changed business plan...