Word: debits
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...Mart submitted a filing last July asking the Federal Deposit Insurance Corporation (FDIC), the agency that guarantees bank deposits, to create a new entity called Wal-Mart Bank. It won't be a regular bank at all; the company says it will do nothing but process credit- and debit-card payments internally. But the application generated so many comment letters--3,600 and counting--that for the first time in its history, the FDIC decided to hold public hearings on a deposit application...
...report of a stolen, unattended pocketbook with contents valued at $1,732. At 1:30 p.m., the pocketbook was found and the owner was located. The individual states that the only items missing were the individual’s wallet, which contained a driver’s license, a debit card...
...Japanese aren't just shopping on cell phones but also with them. A new "wallet cell phone" functions as a credit, debit or ID card, among other things. The handset has a computer chip similar to that found in electronic key cards. Japanese girls are buying mascara, mints and magazines at convenience stores simply by swiping their phones past a scanner near the cash register...
Once you've made those sacrifices, be sure to make them stick. How? Use a debit card rather than a credit card, so that you're spending money you have, not money you don't. And start keeping track of where your money is going so that you can stop yourself from overspending...
...shopping online this year - and that they'll spend 20% more on the Web than last year. The number who plan to buy half or more of their Christmas gifts online has doubled. But credit cards are out. Four out of five high street shoppers will use cash or debit cards to settle up, according to a survey of British consumers by accountants Deloitte. Britons are expected to pay out $540 each on presents, about 3% less than last year, but raise their food and drink spending. Retailers won't know how they've fared until the last minute...