Word: debits
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...addition, Canadian banks are among the most innovative in the world. Debit and stored value cards were pioneered in Canada, while both are still just catching on in the U.S. Also, Internet banking is more advanced in Canada, with a higher percentage of bank customers using computer-based distribution channels, despite lower PC penetration...
Recently, a bill was introduced to the Illinois state legislature that would curb services that sell liquor through the Internet. Says Rep. Angelo Saviano: "Many kids as young as 16 have debit cards with their checking accounts...Children are able to order alcohol through the Internet or a catalog and it's delivered right to their doorstep." To prevent this horrible crime, the bill would require consumers to prove they are at least 21 before receiving the alcohol...
...want to buy a screwdriver, or a newspaper, or a cup of coffee. But all you have in your wallet are $20 bills and a bunch of credit and/or debit cards. Try using one of these for such a small purchase. Just...
Some 50,000 of the cash cards, also known as "smart cards," are being mailed to consumers this week by Chase Manhattan and Citibank. They look like conventional credit, debit or ATM cards, but there is a vital difference: a tiny chip that can electronically store money. A consumer first takes the card to an ATM and downloads, say, $100 onto the chip. When the card is inserted into a terminal, the chip deducts the price of a newspaper or chewing gum from the total stored on the card and adds it to the virtual cash stored in the terminal...
...empty wallet, just think how you'd feel a month later if you got a credit card bill charging you 18 percent interest on your losses. The New Jersey Casino Control Commission voted 3-1 on Wednesday to let players buy chips or tokens using credit cards or debit cards in lieu of cash. Not surprisingly, experts on compulsive gambling have criticized the move. "In the act of walking away from a machine and walking outside or into the lobby, it gives someone a breaking point," said Chuck Micciche, deputy director of the National Council on Problem Gambling. "It allows...