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Last Thursday, the Federal Reserve approved a host of new regulations intended to eliminate the unfair practice of unannounced debit and ATM card overcharge fees. This decision, slated to take effect next summer, is a long overdue measure that will undoubtedly protect customers—many of whom are college students—who would be otherwise unaware of fine-print loan policies...

Author: By The Crimson Staff | Title: The Need for Card Reform | 11/18/2009 | See Source »

Under the Fed’s new regulations, companies must now make debit-card policies—especially fees—explicitly clear through frequent notices to customers, without whose permission overdraft charges can no longer be issued. While these notices have yet to circulate, they are thankfully required to be lucid, clear, and forthcoming with the full extent of policies regarding fees. We hope that these new measures will have their desired effect and reduce the exploitation so common under previous card-company policies...

Author: By The Crimson Staff | Title: The Need for Card Reform | 11/18/2009 | See Source »

...bottom line is most people don’t know what the difference between a debit and a credit card is,” said von Tobel, adding that most students at Harvard will graduate without ever having taken a class in personal finance...

Author: By William N. White, CRIMSON STAFF WRITER | Title: Personal Finance Web Site To Debut | 10/29/2009 | See Source »

...paid the same low credit- and debit-card swipe fees as consumers in Australia pay, then the net benefit for American consumers would have totaled $125 billion over the last four years," the report says...

Author: /time Magazine | Title: Retailers Ready for Fight on Credit-Card Fees | 9/17/2009 | See Source »

...Gonzales had previously been indicted - once in May 2008 and again in August of the same year - for allegedly stealing the info of 40 million credit and debit cards from companies including OfficeMax, TJ Maxx, Boston Market, Barnes & Noble, Sports Authority, Forever 21, DSW and Dave & Buster...

Author: /time Magazine | Title: Master Hacker Albert Gonzalez | 8/19/2009 | See Source »

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