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...banking system and its $30 billion of fiscal stimulus and argues that stimulus spending must continue. Conservatives, however, propose swifter action to reduce Britain's borrowing. That view has been bolstered over recent weeks with the world's three biggest credit-rating agencies raising concerns that the scale of debt puts Britain at significant risk of default. That might seem to raise the mortifying prospect of another British Prime Minister going cap in hand to the IMF. Ironically, the IMF backs Labour's more cautious approach to deficit reduction, warning in February that stimulus packages needed to be maintained "well...

Author: /time Magazine | Title: Deep Funk: Why Britain is Feeling Bleak | 3/29/2010 | See Source »

Among the legal oddities I learned along the way: banks usually require business partners to agree to something called joint and several liability, which may sound nice and fair but in reality means the lender may pursue just one of the partners for the entire debt. I also found out I had to sign a spousal consent only once, no matter how many times the line of credit increased...

Author: /time Magazine | Title: Should You Sign a Personal Loan Guarantee? | 3/29/2010 | See Source »

...what happened to us? Three years, two judges, one magistrate and many a lawyer later, our case was settled--the same surreal week the bank was bought by another bank. Now that our debt has been paid and the liens on our house have been lifted, we can focus on making a living as a team, enjoying our family and paying off our looming legal bills. I recently came upon a Benjamin Franklin quote that rings true: "He that goes a-borrowing goes a-sorrowing." Just make sure that if you do borrow, you know what's at stake...

Author: /time Magazine | Title: Should You Sign a Personal Loan Guarantee? | 3/29/2010 | See Source »

...Debt Debate...

Author: /time Magazine | Title: Inbox | 3/29/2010 | See Source »

Zachary Karabell's suggestion in "In Defense of Debt" that America can borrow its way to prosperity is a perfect illustration of the liberal mind-set [March 15]. Whether it's raising taxes or borrowing more, the answer is OPM: other people's money...

Author: /time Magazine | Title: Inbox | 3/29/2010 | See Source »

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