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...accessed database containing all of the world’s knowledge. Numerous authors have voiced dissatisfaction with the terms, believing the $125 million that Google paid them in the settlement to make amends for copyright infringement and the future revenue sharing agreement is unfair and that the license-by-default (authors have to opt out by May 2010 to not be included in the database) is illegal. Consumer Watchdog and Internet Archives have both filed suits objecting to the settlement based upon antitrust law.However, amidst all the uproar, and the settlement’s 134 pages of legalese, a real...

Author: By Sanders I. Bernstein, CRIMSON STAFF WRITER | Title: Bernstein Bares It All | 5/1/2009 | See Source »

...Stock. “That requires ongoing hiring and recruiting.”Some professors expressed anxiety that the administration may seek to eliminate faculty positions if the Faculty does not shrink enough through attrition.Smith said in a recent interview that he would not replace retiring professors by default, but rather “take that as an opportunity” to rethink where else he might want to build faculty.English professor Louis Menand said that the administration may discuss the possibility of merging some humanities departments to be able to let go of professors more directly...

Author: By Bonnie J. Kavoussi and Esther I. Yi, CRIMSON STAFF WRITERSS | Title: Faculty Unsure of ‘Reshaping’ | 5/1/2009 | See Source »

...percentage is not met, GM will file bankruptcy. Many Wall Streeters believe the prospects for such a major swap of GM stock for debt are dubious since bondholders expect to fare better in bankruptcy. Some bondholders are said to have positioned themselves for a bankruptcy filing by buying credit default swaps, which would pay off if GM filed for Chapter...

Author: /time Magazine | Title: Chrysler and General Motors Make New Bids to Survive | 4/27/2009 | See Source »

...standards used for the testing may be nearly useless. What if unemployment goes to 12% or commercial real estate loans begin to default at record rates? What if credit card defaults hit levels never reached before? (See 25 people to blame for the financial crisis...

Author: /time Magazine | Title: If Banks Can Challenge Stress Tests, are they Really Tests? | 4/23/2009 | See Source »

Computerization spurred a boom in the 1970s and '80s, as did new methods of analyzing consumer data to unearth the most lucrative "revolvers," those who often carry high balances but are unlikely to default. Critics say contracts today, with their ever shifting terms and complex legalese, have helped customers get into more debt than they bargained for. Though Congress shelved earlier proposals for a credit-card holders' bill of rights, a new version was introduced in January, and this time, economic hardship coupled with populist outrage could translate into legislative change...

Author: /time Magazine | Title: A Brief History of: Credit Cards | 4/23/2009 | See Source »

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