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...bonds, some of which are themselves a collection of other poorly rated mortgage bonds. In a rising real estate market, such risks were deemed acceptable. When it was issued in March 2007, 93% of the Jupiter deal was rated AAA. But when things unwind--and have they ever--any default gets compounded by the chain of linked bonds. The multiplier effect works like this: while 4.4% of the typical loans tied to Jupiter's bonds are in default, nearly 59% of Jupiter's investments are now worthless. Hello, toxic asset. (See the top 10 financial collapses...

Author: /time Magazine | Title: One Bad Bond | 2/26/2009 | See Source »

Amid mounting frustration, the District in 2000 revived a Revolutionary rallying cry, emblazoning the phrase "taxation without representation" on license plates at the suggestion of a fed-up D.C. radio talk-show listener. (They're now the default license option, though neutral plates are issued on request.) Bill Clinton swiftly added the plates to his presidential limousine, though one of George W. Bush's first official acts was to remove them. The protest plates have not returned to President Barack Obama's ride, and some locals are growing impatient. "[It's] just something that the President hasn't gotten...

Author: /time Magazine | Title: Washington, D.C. | 2/26/2009 | See Source »

...federal government has a small operation called the Office of Thrift Supervision, which, among other things, keeps track of mortgage defaults. It defies common sense, but the agency says that many people who have mortgages re-worked to their financial advantage often default on their obligation anyway...

Author: /time Magazine | Title: When Mortgage Assistance Does Not Work | 2/25/2009 | See Source »

There is something very telling that many people who have every chance to stay in their homes do not take that opportunity. They default to a world where they have one less financial obligation and where their burdens of responsibility are less. People are willing to walk away from a home they could possibly afford with the new government assistance, because the economic depression is no longer just a financial reality. It has become a state of mind...

Author: /time Magazine | Title: When Mortgage Assistance Does Not Work | 2/25/2009 | See Source »

...abridged description of the case against GE is simple. The assets of its financial unit, GECS, will suffer from high default rates as the recession undermines the ability of its business and consumer customers to pay their bills. A Deutsche Bank analyst recently wrote that GE Capital has zero value in contributing to the value of the company's stock. His argument is that the unrealized losses on the financial unit's balance sheet are greater than most investors understand. On top of the analyst's report, The Wall Street Journal reported that GE has significant exposure to the failing...

Author: /time Magazine | Title: In Defense of General Electric | 2/24/2009 | See Source »

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