Word: defaulters
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...record turnout of nearly 4,000 undergraduates, 82 percent of voters supported a $10 fee to fund renewable energy at the College. Seventy-six percent voted for the fee to be optional and 59 percent chose for it to be opt-out, which means that the default is to pay for wind power...
...such energy—mandatory or optional—should be placed on students’ term bills, and whether, if optional, such a fee should be one that students pay only by checking a box on their bill (“opt-in”), or pay by default with the opportunity not to pay, again by checking a box (“opt-out?...
...Direct Loan program is an example of affirmative government at its best, the FFEL is an altogether different beast. Under FFEL the federal government subsidizes banks and other private companies to serve as intermediary actors, ensuring that they receive a baseline interest rate return and covering all default risks. Companies that get in on this sweet deal make out like bandits. Sallie Mae, the biggest player in this racket, is the second most profitable company in the Fortune 500, earning a pretty 36.9 percent return on revenues...
...small businesses. Huis loosely resemble microfinance schemes of the kind made famous by the Grameen Bank in Bangladesh, and millions of people participate in Zhejiang and neighboring Fujian province. Because the pressure to repay derives from social networks that are as strong as rebar in Confucian China, borrowers rarely default. In the past, Xu has used his hui money to invest in a relative's clothing store and to redecorate his $12-per-night...
Fortunately, Chu had already earned his bid by reaching the quarterfinals of the Icy Hot All-American Tournament two weeks ago, and so he could default to Wetzel without worry...