Word: defaulters
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According to a spokesperson from the Suffolk Superior Court, Erickson failed to appear in court yesterday for her pretrial discovery session, placing her in a status of default...
While thefacebook.com and other websites require students to join, the official online facebook contains every undergraduate by default. To restrict the new facebook to the Harvard community, students must enter their eight-digit ID number...
...former council representative Joshua A. Barro ’05 attributed the low opt-out rate to confusion over the electronic termbill. On the paper termbill, the default option was to pay the fee and on the new electronic version—first issued this summer—there was no place to opt out of paying...
Harvard Professor of Economics David I. Laibson ’88, who has done extensive research on the effects of default options on human behavior, said that recent studies of 401(k) retirement plans have found that about 90 percent of employees invest money in the plan when it is the default option, while only 30 percent enroll when it requires an active choice...
...effect is that the default has an implicit message that this is the recommended option,” Laibson said. “The other effect is that it is harder to unravel the default than to simply accept...