Word: delayer
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Dates: during 2000-2009
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...their payments later catch up. A big deal has been made of the redefault rate - the high number of borrowers who wind up missing even modified payments - but the new finding about the large percentage of loans that "self-cure" indicates that servicers might actually be smart to delay rewriting many loans, since chances are they won't ultimately lead to foreclosure anyway. On top of that, servicers charge substantial penalty fees when loans are in delinquency or default - a source of revenue that goes away if a homeowner gets back on track...
...needs a catchy name. The 1840s had the Know-Nothings, the 1980s had the Boll Weevils, and now there are the Blue Dogs, a group of 52 fiscally conservative Democrats in the U.S. House of Representatives whose staunch resistance to the White House's health-care legislation efforts might delay a vote well past President Obama's August deadline. (Read "Why the Blue Dogs Are Slowing Health-Care Reform...
More than 80,000 people are currently awaiting a kidney transplant in the U.S. The climb to the top of the waiting list takes anywhere from one to six years, and the delay is both agonizing and potentially deadly - each year, some 6% of patients die while waiting to be matched with a donor. Given those grim statistics, some argue kidney sales should be legalized. Paying in the ballpark of $100,000, Matas argues, is a better economic bet than our current system, in which Medicare pays for indefinite dialysis treatment - which is both costly and debilitating - for nearly...
...common. (Blind rural activist Chen Guangcheng made international headlines in 2005 for exposing just such a campaign by family-planning officials in Eastern China; he was later imprisoned on charges his supporters say were retaliatory.) The law also offers longer maternity leave and other benefits to couples that delay childbearing. Those who volunteer to have only one child are awarded a "Certificate of Honor for Single-Child Parents." Since 1979, the law has prevented some 250 million births, saving China from a population explosion the nation would have difficulty accommodating...
There is a way to get around this, by using adjuvants - chemicals added to a vaccine that boost the immune system's response. That could stretch the world's capacity to more than 2 billion doses. But the U.S. has never licensed an adjuvated flu vaccine, which could delay approval in America. And while Europe doesn't have that problem, if Washington demands pure vaccine from its suppliers, that would affect supply for the rest of the world. For now, adjuvants are seen in the U.S. as a last resort. "Adjuvant use would be contingent upon showing that...