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Critics contend the plan does too much to stimulate demand for top-rated securities and not enough to draw in buyers for riskier bonds that have always been harder for banks to sell. "We need to get credit buyers back into the market," says John McElravey, director of asset-backed research at Wachovia Capital Markets. "But TALF only addresses part of the problem." (See the top 10 financial-crisis buzzwords...

Author: /time Magazine | Title: Doubts Raised About Government Plan to Boost Consumer Lending | 3/13/2009 | See Source »

...companies are in the business of selling parts, and, by the way, making refurbished engines. Parts suppliers to the major car companies are insolvent in some cases and almost every firm in the industry is facing years of declining demand...

Author: /time Magazine | Title: Fixing The Car Industry By Fixing Cars | 3/13/2009 | See Source »

Chrysler's demand that the CAW slash labor costs by 25% caught the industry by surprise because it breaks with the time-honored tradition of pattern bargaining - in which an agreement by one of the automakers with the union sets the pattern for the others. Earlier this week the CAW gave up a special annual bonus and agreed to a reduction in paid time off in reaching a deal with General Motors. But that deal was criticized by some in the industry as insufficient. Indeed, Ford Motor Co. said Friday it will also reject the GM-CAW deal...

Author: /time Magazine | Title: Pay Us or We're Gone, Chrysler Warns Canada | 3/13/2009 | See Source »

...what needs to be done is clear. There is, he recognizes, "no going back to the traditional system ... We have to incorporate free competition as well as the market mechanism into the lifelong-employment system." The key to success is to rely less on exports and more on domestic demand - a prescription that, a DPJ policy document says tartly, "has been on the table for the past 20 years." But Ozawa recognizes that to encourage the Japanese to shop rather than stash their cash in safety-deposit boxes, something more than exhortation is needed. "We have to give a sense...

Author: /time Magazine | Title: Ozawa: The Man Who Wants to Save Japan | 3/12/2009 | See Source »

...motivated by replacing the LDP as he is by a clear analysis of where Japan should be headed - can be a sexy agent of change. It is whether Japan really wants to go through the wrenching transformation of its economy and society that the new century seems to demand...

Author: /time Magazine | Title: Ozawa: The Man Who Wants to Save Japan | 3/12/2009 | See Source »

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