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Graduate students want dental care. In a survey conducted last spring by the Harvard University Health Services (HUHS), the Graduate Student Council (GSC), and the Harvard Graduate Council (HGC), 90 percent of the 3,300 responding graduate students reported that they thought it was “important” (15 percent), “moderately important” (26 percent), or “very important” (49 percent) for Harvard to make dental coverage available. Yet only 18 percent of the respondents had dental insurance...

Author: By Jacqueline Hom, Julia Simard, and Carrie Thiessen, S | Title: Preventing Dental Debt and Decay | 9/22/2005 | See Source »

...fact is that most graduate students simply cannot afford dental insurance or necessary dental care. The majority of graduate students are either taking out enormous loans to finance their post-baccalaureate education or must support themselves and their families on less than $20,000 a year. Faced with a choice of spending their limited funds on rent or for an oral checkup, most students forego a trip to the dentist and hope that problems will not arise or can be ignored. If their luck wears thin during their long years as a graduate student, their options were, until recently, limited...

Author: By Jacqueline Hom, Julia Simard, and Carrie Thiessen, S | Title: Preventing Dental Debt and Decay | 9/22/2005 | See Source »

Current research unequivocally demonstrates the importance of dental health for maintaining overall health. The Surgeon General’s Report in 2000 noted that gum disease may increase the risk of stroke, cardiovascular disease, and premature delivery. Untreated cavities elevate one’s risk of esophageal and chest infections. Furthermore, dentists often can notice early oral symptoms of eating disorders and systemic illnesses...

Author: By Jacqueline Hom, Julia Simard, and Carrie Thiessen, S | Title: Preventing Dental Debt and Decay | 9/22/2005 | See Source »

Other universities have recognized the critical role of oral health and have begun to offer dental coverage as a component of their regular health insurance package. For example, students at the University of California, Berkeley automatically receive full coverage for preventive care and 80 percent coverage on most other dental services...

Author: By Jacqueline Hom, Julia Simard, and Carrie Thiessen, S | Title: Preventing Dental Debt and Decay | 9/22/2005 | See Source »

...proven so challenging for graduate students at Harvard to access affordable dental care? Comprehensive dental insurance is expensive. Although you may know people who have “cheap” dental insurance premiums, up to 70 percent of their dental premium is likely paid directly by their employer as an employee benefit. However, nearly 40 percent of Americans are not offered dental coverage by their employer; therefore, a large percentage of Harvard undergraduates and their parents lack dental insurance. To compound problems for graduate students, most individuals over the age of 25 are no longer eligible for coverage under...

Author: By Jacqueline Hom, Julia Simard, and Carrie Thiessen, S | Title: Preventing Dental Debt and Decay | 9/22/2005 | See Source »

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