Word: dentally
(lookup in dictionary)
(lookup stats)
Dates: during 2000-2009
Sort By: most recent first
(reverse)
...fact is that most graduate students simply cannot afford dental insurance or necessary dental care. The majority of graduate students are either taking out enormous loans to finance their post-baccalaureate education or must support themselves and their families on less than $20,000 a year. Faced with a choice of spending their limited funds on rent or for an oral checkup, most students forego a trip to the dentist and hope that problems will not arise or can be ignored. If their luck wears thin during their long years as a graduate student, their options were, until recently, limited...
Current research unequivocally demonstrates the importance of dental health for maintaining overall health. The Surgeon General’s Report in 2000 noted that gum disease may increase the risk of stroke, cardiovascular disease, and premature delivery. Untreated cavities elevate one’s risk of esophageal and chest infections. Furthermore, dentists often can notice early oral symptoms of eating disorders and systemic illnesses...
Other universities have recognized the critical role of oral health and have begun to offer dental coverage as a component of their regular health insurance package. For example, students at the University of California, Berkeley automatically receive full coverage for preventive care and 80 percent coverage on most other dental services...
...proven so challenging for graduate students at Harvard to access affordable dental care? Comprehensive dental insurance is expensive. Although you may know people who have “cheap” dental insurance premiums, up to 70 percent of their dental premium is likely paid directly by their employer as an employee benefit. However, nearly 40 percent of Americans are not offered dental coverage by their employer; therefore, a large percentage of Harvard undergraduates and their parents lack dental insurance. To compound problems for graduate students, most individuals over the age of 25 are no longer eligible for coverage under...
Until 2003, HUHS sponsored an optional dental plan for students. However, financed solely by premiums collected from students ($130 per year) and with a relatively generous benefit cap of $1,500, the HUHS student dental plan was consistently in the red. In an effort to limit losses, HUHS restructured the plan in 2004, increasing the premium to $225 and dramatically decreasing coverage to $400. Student enrollment plummeted from over 2,000 to approximately 350. The remaining students were those who expected to need expensive treatment in the near future; their costs could no longer be defrayed by the premiums...