Word: deposit
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...changing face of finance will have a major impact on the way Americans save money and how much interest they earn. Consumers can expect to get better rates on the money they deposit, as large firms compete fiercely for business by offering the best deals possible. Customers will find attractive new services such as all-in-one accounts that lump together checking, money-market deposits, credit cards and stock transactions into a single financial pot. But consumers must be prepared to pay annual fees of up to $100 for the new accounts, and personal treatment may become a thing...
Perhaps the most aggressive firm in the new world of finance is Merrill Lynch. It was one of the first brokerage houses to offer money-market funds and now has more cash on deposit in those accounts ($38 billion) than Bank of America, the largest U.S. bank, has in domestic passbook and checking accounts. Since 1977, when Merrill Lynch devised its Cash Management Account (annual fee: $50), which lumps together all of an investor's holdings, the firm's 9,000 salesmen have signed up 900,000 customers...
After market studies showed consumers would be willing to pay higher fees for East and simple bank transactions, Citibank created different levels of service, depending on the bank balance. For instance, a customer with $25,000 on deposit is guaranteed an express teller line with no more than a two-minute wait; $10,000 yields a slower teller line with a five-minute limit. The bank is now testing a program where customers with less than $5,000 in their accounts cannot see a teller to make deposits and withdrawals. Instead, they will have to queue up at an electronic...
That Congressman watches the world through trifocals. He wears a pacemaker in his chest to quicken his heartbeat when it slows. One of his heart valves is synthetic; it replaced the natural one that developed a calcium deposit. He is nearly deaf without his hearing aids. A bulbous nose dominates his rumpled face, which looks forever melancholy even when its owner is not. He is 82 years...
...Crimson a paper edited by and for the young, should display in its coverage of the Bottle Bill such an ignorant and insensitive attitude toward the bill's impact upon the environment. We read in your columns about the whines of the retailers, objecting to the inconvenience of the deposit and return law, not one word about what similar bills have accomplished in the states that have them in cleaning up the environment and conserving natural resources...