Word: deposit
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Patrick Marsek, managing director of the agency MedRetreat, says his company sent 200 people abroad last year and is already processing 320 this year. He is demanding a deposit of $195 from customers because people posing as patients have been looking for information to start up their own agencies...
...your adjustable-rate loan is still new, the higher rates haven't yet taken a bite, but the years ahead may be nerve-racking. According to the National Association of Realtors, the median first-time home buyer's deposit last year was just 2% of the price, while 43% of first-timers put down nothing. That means those real estate newbies will eventually face a sizable chunk of loan principal paired with growing interest payments. If you can't sell before your initial low rates expire, you may want to refinance into a new kind of hybrid loan, such...
Coup is one of the community bankers who have turned a routine regulatory application into a referendum on the world's biggest retailer. Wal-Mart submitted a filing last July asking the Federal Deposit Insurance Corporation (FDIC), the agency that guarantees bank deposits, to create a new entity called Wal-Mart Bank. It won't be a regular bank at all; the company says it will do nothing but process credit- and debit-card payments internally. But the application generated so many comment letters--3,600 and counting--that for the first time in its history, the FDIC decided...
Only 59% of baby boomers use direct deposit for their federal-benefit checks--a sharp falloff from the 72% rate of older generations. That has officials in a stir because the government spends 83¢ for every check it mails, costing taxpayers $120 million annually. The push is on to convert reluctant boomers before the oldest reach early-retirement age, in 2008. Even if saving the government money isn't top of mind, direct deposit makes sense for Social Security and more. It's easier, and the funds are less vulnerable to theft. "Direct deposit gives you far greater control over...
...rendered a dire situation worse, just as similar Hooverite measures had once done in the U.S. In the late 1990s, with social and political upheaval at hand, Japan was finally jolted into action. To quell a threatening run on the banks, the government declared that it would guarantee every deposit in the country, and injected trillions of yen into the financial system. Still the economy failed to respond. With all of Asia then in a state of unprecedented financial collapse, the Bank of Japan adopted a series of measures that took it into a realm where no central bank...