Word: deposit
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Furthermore, many "invisible" elements of the banking system function much more efficiently in Canada than in the U.S. The payments systems, that labyrinthine set of collection depots, clearing houses and funds transfer networks that enable such mundane financial instruments as personal checks and automatic payroll deposit tend to run much more smoothly. For example, a check written by a New Yorker for a purchase in a store in Los Angeles store with its accounts in a Californian bank can take up to four days to clear. In contrast, a check written in Vancouver on a bank account in Halifax...
...crowd and, combing through the leftovers, I found gold. It was fully furnished, with nice off-street parking, a sizable bedroom, even a front porch to park one's bike-or oneself-on after a long day. All that was lacking in the housing deal, it seemed, was the deposit...
...paid for my deposit with a loan, just like the Federal Government did for the leaky-roofed shack of a Federal Budget we all currently occupy...
...study of 419 banks, the U.S. Public Interest Research Group found a widening gap between fees charged at the 300 largest banks (which account for most mergers) and at small banks and credit unions. "You used to be able to walk in without a deposit slip, and they'd just hand you one," says Skip Shipman, a florist in Woodstock, Ga., whose local bank was acquired by McColl in 1996. "Then NationsBank started charging a dollar for a deposit slip." After a wave of protests, the bank halted the practice last year. But complaints persist about other fees and services...
...Rather than saving up for a plane ticket to Grand Cayman, check out a new online bank opening its virtual doors this week. Sicherheit und Privat (Security and Privacy) is an Austrian bank that offers encrypted communications, digital cash transactions and a privacy-protected MasterCard for a minimum deposit of $1,000 (as opposed to $10K to $50K in a typical Swiss bank). Could be just the thing for low rollers trying to hide cash from a spouse's divorce lawyers...