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...opposite position is being taken by William Isaac, chairman of the Federal Deposit Insurance Corp., which was a major participant in the Continental bailout. He argued that the bank's problems proved that still more banking restrictions should be lifted. Said he: "To me, this episode is evidence that we must proceed with deregulation." Isaac blamed the bank's troubles partly on a web of entangling state and federal laws. Continental is unable to open offices to seek consumer deposits outside Chicago, for example, because Illinois statutes prohibit branch banking. That has helped make Charts Continental dependent...

Author: /time Magazine | Title: A Bad Case of the Jitters | 6/4/1984 | See Source »

...even that effort proved too small to keep panicky corporate customers in the U.S., Europe and Japan from withdrawing $8 billion a day in deposits. By week's end the Federal Deposit Insurance Corporation and private lenders had to pump $2 billion directly into Continental. Though it normally does not insure amounts of more than $100,000, the FDIC went so far as to pledge that all the bank's depositors and creditors would be "fully protected." In addition, the Federal Reserve Board, which had also been supplying credit to Continental, promised to continue doing so until...

Author: /time Magazine | Title: A Crisis of Confidence | 5/28/1984 | See Source »

...that has plagued Switzerland for years. Argentina's Juan Perón, the Shah of Iran and Nicaragua's Anastasio Somoza had large Swiss accounts in the past. Among current world leaders, Zaïre's Mobutu Sese Seko is believed to have substantial holdings on deposit. Swiss banks have been a haven for foreign capital since the French Revolution. The current rules on confidentiality were set up in 1934 to protect Jews fleeing Nazi Germany...

Author: /time Magazine | Title: Swiss Secrets Are Put to a Vote | 5/28/1984 | See Source »

...bankers had tried to head off the referendum by tightening their procedures over the past few years. They agreed not to encourage the deposit of funds fleeing other countries. Moreover, new customers were required to go through a thorough identification process intended to discourage unsavory characters. But the gnomes have done little to change an old German saying: "Money alone does not bring happiness. You must have it in a Swiss bank." On Sunday, it appeared that the Swiss had voted by a 70% margin to keep their accounts both happy and secret...

Author: /time Magazine | Title: Swiss Secrets Are Put to a Vote | 5/28/1984 | See Source »

...that Continental was about to fail and that federal officials were trying to persuade another, and healthier, bank to buy it. Dubious as it was, the news managed to cast a long shadow over the whole banking industry. Jittery traders scrambled to sell bank-issued certificates of deposit and rushed to seek safety in U.S. Treasury securities. Dealers in other markets temporarily lost confidence in the rising dollar and started bidding up the price of gold. Even the porkbellies market reacted, and prices fell because Continental is a big lender to commodities traders. Some traders apparently helped stir...

Author: /time Magazine | Title: Runaway Rumor | 5/21/1984 | See Source »

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