Word: deposited
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...children are already bombarded with opportunities to spend money, and the options are about to explode through online shopping geared specifically toward kids. Several new websites, such as Icanbuy, Rocketcash and DoughNet, will set up accounts in a child's name. Parents can deposit a small amount from a credit card or use Grandma's birthday money as their child's online slush fund. These cybermalls are only too happy to point your child toward must-have products. They also offer FDIC-insured banking services so that little Timmy can watch his money earn interest between spending binges...
...savings-bond programs, would do well to address some old problems first. The main one: some $6.5 billion of savings bonds are no longer accruing interest because they are 30 or 40 years old. Yet they go unredeemed. Many of them are tucked in a drawer or safe-deposit box, and the owner, who may have inherited them, has no idea that the bonds have matured. If you own savings bonds, check the dates. At minimum, any bonds that are no longer accruing interest should be converted into newer bonds that do. A government website, publicdebt.treas.gov will help. Or check...
They weren't the kind of deposit one slips through the slot at the ATM. According to the New York Times, Russian mobsters are thought to have laundered billions of dollars through an old-line American financial institution, the Bank of New York. Investigators, tipped off by British authorities, spotted some $4.2 billion flowing through one account in more than 10,000 transactions from October to March of this year. The total could be as high as a staggering $10 billion ? double the size of Russia's latest IMF bailout check. The target of investigators is Semyon Yukovich Mogilevich...
...last time I went to the bank with a jar of pennies, the teller laughed so hard you'd have thought I was asking for a loan, not trying to make a deposit. Times have changed. The loan officer isn't friendlier. But the teller accepts every penny I find, and lately I've been looking under seat cushions. In case you haven't heard, there's a penny shortage. It's so severe that a bank in my neighborhood pays 55[cents] for 50 pennies, and some restaurants offer free desserts to anyone hauling in enough coin...
When I was laughed out of Citibank with my jar a few years ago, I was told to roll my pennies and write my name and 14-digit account number on every roll. Then the bank would accept them--for deposit only, the sum to be held against my account until the bank got around to its own count. The message seemed clear: even banks don't want pennies. By the way, that penny dish at many checkout points is a nice idea, but it doesn't help. I contribute often but rarely withdraw because I wither under the lethal...