Word: depositers
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...million just to create step-down living rooms in each suite, to impart the feeling of luxury. "Las Vegas' yesterday thinking was casino-centric. The idea was to deprive guests of creature comforts to keep them in casinos," he says--no minibars, no snacks in the room, no safe-deposit boxes, no fax machines and certainly no computer hookups. Says he: "If you were hungry, they imagined you'd wake up at 2 a.m. and remember to put your $10,000 to $20,000 in your pocket so that you'd stop in the casino and lose some money...
...bills have already had major facelifts. The difference between those two and the $20-bill, however, is that the latter is used much more frequently. You only get 50s and 100s from your aunt on your birthday. Once you get one, you either hold onto it or you deposit it. You use the $20 all the time. A month or so ago, you would go to the music store and plop down a $20-bill to pay for a CD. Now, you must fear the clerk will say, "Mister, we don't accept Monopoly money...
Beyond that, we have just begun to unwind a decade of indifference to risk. Since the early '90s, investors have been migrating to riskier assets like high-flying stocks and emerging-market securities in search of higher returns--leaving bonds and bank certificates of deposit behind. Now the inherent risk behind those high returns is becoming obvious, and the trend is reversing. This is the so-called flight to safety that you've heard about, and it's occurring at all levels--from fund investors who find they aren't so comfortable having everything they're worth tied...
MAKE THAT A DIRECT DEPOSIT...
...finally catch up to the rest of the banking world, with senior citizens in the lead. Starting next year, the government is strongly encouraging Social Security recipients to have checks transferred to bank accounts via direct deposit, which only half of American workers use. It helps earn a little extra interest, and some banks charge lower fees on those accounts...