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Security First National Bank (www.snfb.com) is an FDIC-insured bank that offers services strictly over the Internet; there is no local branch to visit. To deposit funds, you use ATMs or direct deposit; all bill payments are done over the Web with a secure browser like Netscape or Internet Explorer...
SNFB is living proof of the money banks can save by turning to the Internet; after making an $100 minimum initial deposit, there are no monthly fees, no monthly balance, unlimited free checking and 20 free electronic bill payments per month. If you don't mind banking a little differently than usual, you can get a free account and access it from anywhere you can open a Web session...
Still, the First Lady cannot escape publicity of the bad sort. Partly on the evidence of the Rose Law Firm billing records that mysteriously turned up on a White House table last January, the Federal Deposit Insurance Corporation raised new questions last week about Hillary's role in the complex of affairs known as Whitewater. The fdic inspector general's office reported that the failed Madison Guaranty Savings & Loan "used a document drafted by [Mrs.] Clinton to deceive federal bank examiners." The deception lay in disguising the S&L's ownership of more land than federal law permitted. The document...
...debris that may "possibly relate to the trace residues previously identified" on parts of the plane. Indeed, the PETN found on the floor of the passenger section and the RDX found at the back of the rear cargo compartment of the destroyed plane have been baffling investigators because neither deposit bears any evidence of "observable bomb damage" that might indicate the presence of an explosive device...
...gene therapy, most of the current "smart bombs," as in the case of Ashanthi DeSilva, are viruses, which by their nature invade cells and deposit their genetic material into the cell nucleus. Researchers have learned how to strip the viruses of their reproductive genes, insert into the viral DNA the beneficial gene they want to deliver, and then let the virus infect a patient's cells. The virus inserts its own now harmless genes, as well as the beneficial one, into the cellular DNA. If all goes well and the gene "expresses" itself, the cell begins producing the needed protein...