Word: die
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...after; high and mass culture are on a postapocalyptic kick. Cormac McCarthy's novel The Road is an unflinching tour of an America rendered barbaric by a fiery cataclysm that ends most life on earth. NBC's Heroes depicts Manhattan destroyed; on Sci Fi network's Battlestar Galactica, billions die in a nuclear attack. And the most unlikely fall hit, CBS's Jericho, has more than 11 million people a week tuning in to visit a Kansas town that survives a nuking that has incinerated untold U.S. cities (taking, presumably, your local CBS affiliate with them...
...offer an advantage since infirm members could share the expense of hiring a health-care provider to tend to several of them. And, of course, members will continue to enjoy the support and physical presence of people who have become part of their lives. "I expect to live and die in the community I took part in creating," says Catherine Rumschlag, 80, one of the former nuns who helped found ElderSpirit. "We'll help each other. I don't want to go to a nursing home with strangers...
...residents than with her current neighbors, many of whom are young families "wondering where to find the next baby sitter and getting dinner on the table." At Silver Sage, by contrast, there are monthly meetings at which members discuss aging issues. "People are going to get sick and die, and we want to have a plan about how we as a community are going to embrace and support that," says Russell. In the process, they'll also be pioneering a new way for the elderly to live...
...course, maintaining your policy until you die is usually the smartest move of all--if you can afford it. "People don't think they're ever going to die, which is why life insurance is such a hard sell in the first place," says John Skar, chief actuary at MassMutual Life. He believes most life settlements are a mistake because sellers get only half the intrinsic value of their policy. After all, investors are only willing to take on the payments because they know your life expectancy--and they plan to come out ahead...
...counts for something; taking a baby away to be raised even in a splendor does violence to the bonds that define who we are. But is that instinct our luxury, our indulgence? If we were trying to raise our precious children in a country where a great many will die before they reach the age of five, would we be so quick to exalt love over survival...