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...credit basics. In other words, to buy a house, you can't borrow more than, let's say, 2½ times your gross salary. We know the financial institutions are retrenching themselves right now. The question is, Has the consuming public learned anything from this? That's the more difficult issue...

Author: /time Magazine | Title: How Americans Got into a Credit-Card Mess | 8/8/2009 | See Source »

...rehabilitation of troubled teens has long been a contentious issue, pitting the individual needs of problem children and families against a system that does not typically give social workers adequate tools or resources to help. Often, the treatment of difficult or drug-using teens occurs en masse - in residential homes, for example - but instead of scaring kids straight, the group experience tends to glamorize delinquency and drug use. (Read "Teens Behaving Badly...

Author: /time Magazine | Title: Why Juvenile Detention Makes Teens Worse | 8/7/2009 | See Source »

...will depend now on what the Pakistani military does next. Since June, when the government of President Asif Ali Zardari announced the start of a major offensive against Mehsud, the military has confined itself to aerial attacks. Many officers are thought to be opposed to a ground campaign in difficult terrain against a united TTP. Mehsud's death gives the military the opportunity to go in for the kill. But another U.S. official worries that the Pakistanis will hold off and seek another truce. "There will be some [in the military] who say, 'Enemy No. 1 is dead...

Author: /time Magazine | Title: Who Will Be Pakistan's Next Terrorism Chief? | 8/7/2009 | See Source »

...with some schools opening this month, a few decisions must be made. If the virus does not mutate into something more deadly, federal officials will urge local schools to stay open unless so many children or staffers are sick that teaching becomes difficult. This is a change from the spring, when some school districts simply shut down for a week or more as students began getting symptoms. U.S. officials now believe wholesale shutdowns are unnecessary, given the fact that the bug is already so widespread, and potentially too disruptive. When schools close, many parents have to stay home from work...

Author: /time Magazine | Title: Inside the Fight Against a Flu Pandemic | 8/6/2009 | See Source »

...sure what that spike will look like or how it will compare with the roughly 36,000 Americans who die each year from seasonal flu. But ever since the first case of H1N1 flu was reported in Mexico last March, the Obama Administration has been girding for a difficult fall and winter, which may see millions getting sick, overwhelmed hospitals, rolling closures of schools, disruption of workplaces, canceled public events and a death rate no one can predict. "We just don't know the magnitude of this," says Secretary of Education Arne Duncan, who has been working throughout the summer...

Author: /time Magazine | Title: Inside the Fight Against a Flu Pandemic | 8/6/2009 | See Source »

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