Word: difficult
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...What I have seen is that government insurance programs are high-risk," said Lockhart. "It is often difficult in a political environment to calculate or charge an actuarially fair price." It is essentially a moral-hazard argument. Lockhart believes that the government will never be able to accurately price the guarantees that Fannie and Freddie offer mortgage lenders and investors. And as long as the government is offering that insurance too cheap, banks will be encouraged to make loans they shouldn't. And that will lead to more losses for Fannie and Freddie down the road...
...voices that will want to be heard on cybersecurity, including many government departments - the Pentagon, various intelligence agencies and the Department of Homeland Security, among others - and private-sector bodies. "There's a lot of rice in this particular rice bowl," Beckstrom says. He knows from personal experience how difficult that can be: earlier this year, he quit as Director of the National Cybersecurity Center in March, citing interdepartmental politics...
...March and April, and by then, most of Harvard's schools had admitted classes and generally provided some financial aid packages to their returning and incoming students. So their institutional financial aid budget was tapped out in some ways [when the program was finalized]," Day said. "That was difficult for some schools to maneuver, trying to maximize participation but also trying to predict what they could spend."Next year, the University may find it easier to coordinate and expand participation in Yellow Ribbon because of experience gained from administering the program this year, potentially more funds to support the program...
...genial but refined way, Federer has spent a career making the extremely difficult look easy, whether it be winning tennis matches or the admiration of fellow athletes. In 2004, when Blake broke his neck during a practice session at a tournament in Rome, the American ended up alone in a hospital, cared for by people speaking a language he didn't understand. The one note of support from a fellow player he received came from Federer. "I had only played him two or three times," Blake says. "But he was thinking of me, and knowing I was alone...
...subordinate role in the debate to the Senate Finance Committee, whose chairman, Max Baucus of Montana, says he expects to begin the markup (or formal drafting) of his own, likely more centrist, bill next week. Also likely to fall to Baucus and the Finance Committee will be the most difficult question of all about health reform...