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There's nothing more American than a second chance, and you're getting one right now. Interest rates that briefly hit three-decade lows last fall are tumbling anew, giving those who missed out another shot at dream mortgage rates, 0% financing on cars, and single-digit credit cards. Falling rates have a dark side: pitiful interest income on bank deposits and other savings. They could also signal economic malaise. So take advantage of the benefits...
...Japanese have stoically endured recession, do-nothing politicians and the male makeup craze, but even a conformist society has certain hot buttons that are better left unpushed. Last week's launch of a computerized national ID system, which tags every citizen with a unique 11-digit number, triggered vehement protests throughout the country by those who fear Big Government is getting an efficient tool to invade their privacy. Some local prefectures refused to go along: Yokohama, the country's second-largest city, made participation voluntary, while three other municipalities opted out. Similar ID-card networks are being introduced in Malaysia...
Edward Leamer, director of economic consultants at UCLA Anderson Forecast, thinks Scheid and others like him will be disappointed. Leamer is a bubble believer who expects rising interest rates to sock anyone with grand plans for double-digit housing gains in coming years. "In buying a home now, people should be acting like there will be no appreciation," Leamer cautions. "Don't be building cockamamy ideas about how this market is going to go up forever at 15% a year...
...Samurai films from 40 years ago show that eyebrows as bristly as caterpillars once perched on Japanese male foreheads. Shiseido, a Tokyo-based cosmetics firm, created an eyebrow kit for men in 1996. The company says sales have grown steadily since. Japanese men's cosmetic line Gatsby had double-digit domestic sales last year...
Children, who are signing on to vegetarianism much faster than adults, may be educating their parents. Vegetarian food sales are savoring double-digit growth. Top restaurants have added more meatless dishes. Trendy "living foods" or "raw" restaurants are sprouting up, like Roxanne's in Larkspur, Calif., where no meat, fish, poultry or dairy items are served, and nothing is cooked to temperatures in excess of 118[degrees]F. "Going to my restaurant," says Roxanne Klein, "is like going to a really cool new country you haven't experienced before...