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Like everyone else in Louisiana, folks in Natchitoches benefit from the state's appealing tax structure, which exempts the first $75,000 of home value. Another attraction is the region's semitropical climate--January temperatures rarely dip below 50[degrees]F, and summer days hover...
...sure, though, is that they didn't ride in last week, when the only tracks in evidence were left by the bears who trampled the NASDAQ, which fell a record 25.3% for the week, and the Dow, which on Friday suffered its worst one-day point loss--a, ahem, dip of 618 points...
That's how bear markets go. Instead of every dip being a buying opportunity, every rally becomes a chance to unload. "For the first time in a while, people have got really scared," notes longtime bear Barton Biggs, chief global strategist at Morgan Stanley Dean Witter. He was expecting more selling this week, fueled by margin calls, margin-related liquidations and fidgety institutions. Mutual-fund investors, generally, have been holding on, Biggs says, though they haven't been aggressive buyers, and some fund companies got hit with redemptions. [What should you do? For advice on riding out volatile markets...
Diversifying ensures that you won't suffer too much if one sector of the market tanks and that you won't get left behind if one sector takes off. It's a confidence builder that, like turning off the tube, makes you less likely to sell when stocks dip--O.K., plunge--giving others the benefit of temporary low prices. Consider: many days this year, the Dow has been up when the NASDAQ was down, and vice versa. In the past 30 days, a tech-only portfolio might easily have lost 30% to 50% of its value. Yet if that portfolio...
...fill out a lengthy pet profile for personality, allergies, temperament, health and special medical needs. In addition to daily boarding for $15.50 (under 35 lbs.) or $17.50 (larger beasts), there are "spa packages" with extra play periods, quiet times with one-on-one petting, a nature walk, a dip in the pool and treats like Frosty Paws ice cream. "There is so much kindness here," says Richard Rae, whose three Akitas have checked into Club Pet 30 times. "My dogs come out healthy, happy and smelling great...