Word: directionality
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...calculator to figure out if you qualify). It's all based on a debt-to-income ratio and is fluid and flexible in a way that most government systems are not. And if the Education Department is serious about abolishing the two-track loan system (in which it provides direct loans as well as subsidizes private-lender loans), this is just one more way of convincing borrowers to throw their hat in with the feds...
...focused on buying stuff just because it's on sale? I absolutely am. It's incredible. I bought mulch, just last week, from my local hardware store. It's more expensive than going to Home Depot, where I used to get it, but the guy there could direct me to exactly the type of mulch I wanted, he carried it to my car, it's much closer, and I got exactly what I wanted in the right amount. So the satisfaction I got was not in the price, which was higher than I normally pay, but from the stuff. That...
...Such rich multiples are unjustified in a recession. Duoyuan is seen as a direct play on China's $585 billion stimulus-spending program, which is focused on infrastructure projects like water and sewer systems. But for the company to benefit (it manufactures equipment for wastewater circulation and filtration), government money must actually go to infrastructure building and not be wasted through inefficiencies and corruption. Bawang, which competes with P&G and Unilever, among other companies that make personal-care products, is supposed to ride China's rising personal consumption. That may be a dicey proposition in a country of thrifty...
...Justice Anthony Kennedy's majority opinion agreed that the firefighters had suffered discrimination but took a softer tone, avoiding direct criticism of Sotomayor and her colleagues. "I found the Kennedy opinion really consciously restrained," says Tom Goldstein, co-chair of the Supreme Court practice at Akin Gump. "He pulled back in order to minimize the way this case focuses on her." Chief Justice John Roberts, who Goldstein says "has a real interest in depoliticizing the court," joined with Kennedy. (Watch TIME's video "Sonia Sotomayor: Bronx (and Baseball) Role Model...
North Korea's woes are a direct result of the regime's refusal to change its outdated economic system. Unlike China's leaders, who linked market-oriented reforms to the Communist Party's survival, Kim Jong Il and his cohorts see economic openness as a threat to their power and have in recent years intensified state control over the economy...