Word: discounter
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...detached from the rest of the U.K. by geography. Their insecurity has been fed by continued I.R.A. misadventures, including allegations of gunrunning, spying, abduction and occasionally murder. Life in Northern Ireland has undoubtedly improved since the paramilitary cease-fires were reached nearly 10 years ago, but unionists tend to discount the diffuse benefits against those memorable hiccups. In Paisley, the skeptics have their champion. He is easily the most formidable character in Ulster religion and politics. Republicans, he says, want to "freeze us out or push us out or slaughter us or poison the water so we'd drink...
...Hall, a student-faculty investigative panel was recommending sweeping reforms of Harvard’s education and outreach programs. Although Harvard’s effort to deal with sexual assault still needs further support, its efforts seem magnanimous compared to the ignoble and deplorable attempt to cover up and discount sexual assault allegations at the U.S. Air Force Academy (USAFA) over the last 10 years—as described in the report of their investigatory panel that was released earlier this week...
Most mutual-fund companies that sell through brokers give clients a discount on up-front commissions once they invest $25,000. But because of complex rules and carelessness, brokers often fail to award breakpoint discounts to their customers. The National Association of Securities Dealers is cracking down, telling brokerages to send out refunds possibly worth tens of millions of dollars. Although your broker should determine if you qualify, it doesn't hurt to ask or to read your fund prospectus and statement of additional information, both of which list breakpoint rules. All money invested with one fund firm--say, American...
...started at the discount brokerage firm where I had an account. There I met with Mr. Income Annuity. He was short, stocky, substantial--bullish, you might say. After much computer analysis, he recommended that I spend a not insignificant sum on a five-year annuity and prescribed a "wealth-replacement" plan. But I didn't like the idea of replacing wealth. I preferred the idea of holding on to wealth...
...PUSH FOR DISCOUNTS. Find out how much you must invest to qualify for a fund's breakpoint. Visit the company's website, and have your broker show you the "sales charges" section of the fund's Statement of Additional Information (SAI). If you already own the same fund in your 401(k) or IRA, that money may count toward the cut rate. If other members of your family hold funds from the same company--or plan to do so over the next 12 months--you could qualify for a discount on a fund's A shares...