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...infrastructure projects are to get further than a contractor's sketch pad and the economy is to be permanently transformed, not just temporarily revived, a long period of low interest rates is essential. For that reason, the overwhelming majority of economists argue that the Federal Reserve must keep the discount rate near its current 27-year low of 3.5%. Still, the central bank can do only so much. Since the bond market remains quite wary of a ballooning federal deficit -- and would undoubtedly drive up interest rates in anticipation of dramatically rising deficits -- Congress will have to keep a constant...

Author: /time Magazine | Title: A Quick Fix Is Not Enough | 1/13/1992 | See Source »

...time high, and kept setting new highs in the opening sessions of 1992. Inflation is at the lowest level in five years, and home mortgages are available at interest rates not seen since 1974. They may fall even further, thanks to the Federal Reserve's dramatic cut in the discount rate last month to a 27-year low. The official unemployment rate is nowhere near as severe as it was at the depth of the 1981-82 recession, and the contraction in the gross national product (so far 1.4%) has been far less sharp. "Ten years ago we would have...

Author: /time Magazine | Title: Recession: Why We're So Gloomy | 1/13/1992 | See Source »

...many economists are counting on the Federal Reserve's cut in the discount rate from 4 1/2% to 3 1/2% to set the stage for a mild recovery that could start by summer. The sharp reduction was significant because the discount rate, which is what the Fed charges banks for borrowing money, is a bellwether for interest costs throughout the economy. The average rate for a 30-year, fixed-rate mortgage last week was 8.24%, the lowest in 18 years. At the same time, election-year pressures are likely to push Washington into enacting a few modest tax breaks...

Author: /time Magazine | Title: Recession: Why We're So Gloomy | 1/13/1992 | See Source »

...there we were again last month, with the economy every bit as gloomy -- except that rather than having to invade anyone to lift our spirits (top choice: Louisiana), we may have accomplished much the same thing through the efforts of the Federal Reserve. When the Fed cut the discount rate a full point, to 3 1/2%, it was like pounding an economy in cardiac arrest. Suddenly, its little eyelids began to flutter, its stock market leaped out of bed, and people began to realize this might be one darn good time to go buy a house, at least in some...

Author: /time Magazine | Title: Money Angles: It's All a Confidence Game | 1/13/1992 | See Source »

...most corrupt U.S. labor union elected an underdog reformer as president -- Watch out, wiseguys . . . Sam Skinner moved up from Transportation Secretary to displace arrogant-to-the-end John Sununu. Skinner was just what George Bush needed -- a crisis manager who flies coach class . . . Wal-Mart isn't just a discount store anymore. Sam Walton's brainchild surpassed Sears in 1991 as the largest U.S. retailer . . . Nirvana found its place in alternative-rock heaven. The hit single Smells Like Teen Spirit has become an anthem for apathetic kids . . . Aung San Suu Kyi couldn't pick up her Nobel Peace Prize this...

Author: /time Magazine | Title: Winners of 1991 | 1/6/1992 | See Source »

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