Word: documentation
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Dates: during 2000-2009
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Perhaps no one figured that subprime mortgage holders were 10 times as likely to enter into foreclosure as people who made downpayments and could document their ability to pay. "This poor performance in the subprime market calls into question the capabilities of lenders, securitizers and investors to reliably estimate peak charge-off rates," warned Joshua Rosner, managing director of Graham Fisher & Co. and Joseph R. Mason, a finance professor at Drexel University in a paper in early 2007. When all the indicators went bad - delinquencies and interest rates up, home prices down - the agencies started yanking the ratings on CDOs...
...hearts are tugged to the past, to tales of sea-faring greatness and also the Scottish identity-shaping myths of thwarted nationhood and lost sovereignty. An abbey overlooking the harbor holds the Declaration of Arbroath, a letter signed by local noblemen in 1320 demanding independence for Scotland. (The document is said to have inspired America's own Declaration of Independence). The dominant political party in Arbroath is the Scottish National Party (SNP), a left-leaning party that wishes to declare independence from the United Kingdom by disbanding the 1707 Act of Union between England and Scotland...
...comfortable with Tsvangirai heading the government. He said, "The deal on the table is more of a fantasy. They want Tsvangirai to chair and appoint Cabinet. Those are the functions of the President in accordance to the constitution of Zimbabwe. Comrade Mugabe is refusing to sign that document...
After the City of Boston issued a 50-page report from city officials and community members on Harvard’s forecasted development in Allston for the next half-century this August, some residents said the document raised concerns about the University’s ability to adequately incorporate the city’s suggestions. The report, known as a scoping determination, is the longest in the city’s history, according to Boston Redevelopment Authority officials and is directed at Harvard’s 50-year master plan in the Boston neighborhood across the Charles River. The document...
Separation of church and state didn't mean we should take religion out of government. Thomas Jefferson said we will never have a single religion monopolizing our government. Unfortunately, people are re-interpreting the Constitution as a living document, and it's not. It's a solid-based document and it shouldn't be played with...