Word: doneness
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...despite the obvious urgency, little will change unless more can be done to lure young docs back to primary care - and that means prime financial incentives. The average medical-school graduate carries a six-figure loan debt, so you don't have to be a brain surgeon to figure out why so many people are opting to be radiologists scoring $500,000 a year instead of general practitioners pocketing $150,000. Over the summer, President Obama announced the Public Service Student Loan Forgiveness Program, which erases big chunks of debt for medical students who do 10 years of primary-care...
Unsurprisingly, his solution is the one his company already sells - a 401(k)-like plan that Ferguson says has done a better job of boosting retirement savings than the original. The 3½ million retirement accounts in the TIAA-CREF system have an account that is on average 50% higher than the average 401(k). Ferguson pitched his company's solution to the retirement-savings problem to TIME. (Listen to TIME's Financial Toolkit: Should We Scrap...
What should be done to fix the nation's retirement system? Any retirement-savings system that is to be used by a majority of Americans should accomplish a number of goals. First of all, it should encourage participation. Second, it should help working Americans manage risk by providing the tools needed to diversify their portfolio without overwhelming them with investment choices. Third, built into the system should be some form of objective, non-commissioned advice. And lastly, we need to ensure that once people have hit retirement, they have access to a product that provides low-cost, guaranteed income throughout...
...solely focused on consumer protection. Do you think that is a good idea? I think we do need to do something. It will be a challenge to figure out how a national regulator would intersect with state regulators on consumer issues, but I think it can be done...
...Obama said in Rose Garden remarks on Tuesday. "There are still serious disagreements and details ahead of us ... Now's not the time to offer ourselves congratulations. Now's not the time to pat ourselves on the back. Now's the time to dig in and get this done...