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...dauntingly complex, physicist Robert Socolow and ecologist Stephen Pacala have come up with a remarkably straightforward way of approaching it. To stabilize the world's carbon emissions, they propose not chasing a single magic bullet but harnessing seven different categories of reduction, using available technology. Their goal is to draw a road map for reducing CO2 emissions that is both realistic and effective...

Author: /time Magazine | Title: Robert Socolow and Stephen Pacala | 4/2/2007 | See Source »

...possible martial law. In Empire of Debt: The Rise of an Epic Financial Crisis, which briefly hit business best-seller lists in 2005 and will feature next year in a documentary film by the makers of acclaimed crossword-puzzle geekfest Wordplay, financial-newsletter authors William Bonner and Addison Wiggin draw parallels between the early 21st century U.S. and the decline of Rome and imperial Spain. There are more such jeremiads on sale. I just don't want to use up all my space listing them...

Author: /time Magazine | Title: The Armageddon Gang | 3/30/2007 | See Source »

...websites--most created by older women partial to lace motifs and wheezy background hymns. "I was just not feeling the teddy bears and hearts," says Andrews. She launched her own site, WithPurpose com in 2004 because "I thought there must be others like me." Her dark-lipsticked smile might draw readers in, but her blunt postings about life in a small congregation keeps them coming back. She guesses that the 200 or so PWs who regularly visit her forums feel that sites like hers "really eliminate the isolationism that we feel. I'm struggling through it just like...

Author: /time Magazine | Title: Pastors' Wives Come Together | 3/29/2007 | See Source »

Document the loan. This is critical. Put the agreement in writing. A business loan should include a formal business plan. Draw up a promissory note and a repayment schedule with penalties. This is when firms like Circle Lending can help. It charges from $200 for a personal loan to $800 for a mortgage, plus a monthly fee of $19. But you get bulletproof documentation for legal and tax purposes and billing and collection services too. It will also restructure the loan if necessary. Such flexibility is hard to find at a bank "and really keeps a loan on track," says...

Author: /time Magazine | Title: A Loan at Home | 3/22/2007 | See Source »

...when the work is the hardest. Most Europeans are like that. As individual nations, we may argue over the garden fence, but when a neighbor's house goes up in flames, we pull together and put out the fire. History suggests it sometimes takes an emergency for us to draw closer. Looking inward won't cut it. As a professional navel gazer, I recommend against that form of therapy for anything other than songwriting. We discover who we are in service to one another, not the self...

Author: /time Magazine | Title: A Time for Miracles | 3/22/2007 | See Source »

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