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...incentive for banks to change the terms of troubled mortgages by guaranteeing mortgages for millions of Americans who are struggling with their house payments but are otherwise creditworthy. The plan would use up to $50 billion of the $700 billion in bailout funding approved recently by Congress and would draw on new loan-guarantee authority passed under the bill. The Federal Government would guarantee loans readjusted for homeowners who can show annual income worth 38% of the debt on their house. Under the plan, lenders would be encouraged to lengthen loan terms and make other adjustments in order to lower...
...year ago, the median home price was $582,450; this September, it was $376,790," says Leslie Appleton-Young, chief economist for the California Association of Realtors. That may sound awful, particularly if you're the seller, but it may represent a clearance level - i.e., prices low enough to draw buyers - which the market needs in order to stabilize. Other helpful factors: banks are agreeing to short sales - i.e., selling below the mortgage amount - and renegotiating some mortgages. Still, foreclosures in the Los Angeles area are up 122% over last year, according to RealtyTrac, which publishes a database of foreclosed...
...opportunity to write notes for the Western Wall, which Levy will deliver to the Jewish holy site when she goes to Israel this winter. Those present at the event included Harvard students from across the University, professors, Cambridge residents, and tourists, who cited the free snacks as a major draw. Allison E Rosenberg ’12 said that she was initially attracted by the food but that the event also allowed her to learn more about study abroad opportunities in Israel and Harvard’s pro-Israel community. Other organizations present at the event included the Israel Campus...
...looks and what she represents. A beauty pageant contestant during her younger years and mother of five, she has a face for politics and the wholesome look that gets the middle of the country fired up. The fact that she’s a woman, seen as a draw for disgruntled Hillary supporters and conservative women alike, certainly played a role in her selection, too.Palin even speaks in sound bites. As Peggy Noonan wrote in The Wall Street Journal, “She does not speak seriously but attempts to excite sensation.” As her interviews with Charles...
...Even in the more conservative Western areas of Pennsylvania, however, Democrats think they may draw enough voters to prevent a McCain sweep in the rural counties. If nothing else, the economy has neutralized many of the social issues that might have drawn some Democrats and independents to McCain. "When you look at a meltdown of the economy, people sort of suspend the question of whether there is a lock on a gun or something and really focus on what's happening here," said Clifford B. Levine, a Pittsburgh attorney and chairman of Obama's Western Pennsylvania steering committee...