Word: droppingly
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...subtracting away benefit obligations of roughly $600 million, suggesting that the University may have been able to pay for the retirement incentives without its increasing near-term costs.The Program was a key cost-cutting initiative devised by the University this past year in response to a planned 30 percent drop in value of the endowment over the fiscal year, which has also caused an 8 percent drop in the amount paid out from the endowment to the University's schools next year. Because compensation costs comprise nearly half of Harvard's annual $3.5 billion operating budget, University officials have long...
...these moneymakers are being clobbered. While the price of petroleum nose-dived with the crisis, the recession north of the border pushed Mexican remittances down 18.6% in April compared with the same time last year. To add to these woes, Mexico's manufacturing sector has been battered by a drop in spending in the U.S. In total, the Mexican government predicts the economy will shrink 5.5% this year. But some private analysts speculate the decline might be more than 8%, the worst dive since the Great Depression...
That figure is now starting to fall. At the end of 2008, the debt-to-income ratio was down to 130%, and new numbers from the Federal Reserve on Thursday are sure to show another drop...
...figure down. First, people are paying off debt - which goes hand in hand with their not spending money on as many new things. In April, outstanding consumer credit - which includes credit cards, auto loans and tuition-financing but not mortgages - fell by $15.7 billion to $2.52 trillion, an annualized drop of 7.4% and the second largest dollar drop on record, after March's $16.6 billion decline. Numbers from April show that people are now saving 5.7% of their disposable income, the highest rate in 14 years. Second, people are shirking their obligations. According to the Mortgage Bankers Association...
...group of students' B average, while inadequate shut-eye pushed owls into the C range. Peszka also compared the students' high school GPAs with their college scores, and found that owls had lost an entire GPA point once entering college - larks and robins also saw their grades drop (a common phenomenon as students transition from high school to university), but not as much. "Not only did they flat out have a lower freshman GPA," she says of the owls, "but they also dropped their grades more." (See pictures of a diverse group of American teens...