Word: educatione
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The 529 college savings plan is designed to be a tax-deferred investment tool for higher education. The beauty and simplicity of the plan is that the government has a very limited ability to obstruct or intervene when it comes to who can donate to or benefit from the plan...
However, there are some disadvantages to this plan. The investment vehicle is strictly limited to college expenses. One cannot have a 529 plan to take spring break trips to Cancun or purchase expensive shopping items in order to be as trendy as their peers. The fund is strictly there to...
And herein lay the problem of most scholarships. A grant and scholarship exists to provide an education using a fixed amount of money. An education is an investment and so is a high school graduate. If we take a high school graduate, the money we put into his education, and...
Assessing which portfolios are guaranteed to bring returns is a tricky task. The way the local and global economy works is such that market forces allow prices to fluctuate. The value of anything is subject to market forces, even a college education. In some countries’ economies, going to...
Thus, if we choose to define our economy and our lifestyles such that a modern university education is at the core of one’s financial security and social stability, then the government, individuals and the private sector should work in collaboration to make investing in 529 college savings...