Word: effective
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...words are all George W. Bush's. Some of the pauses have been added by the screenwriter for dramatic effect. (Source: WhiteHouse.gov...
...popular notion of loan modification might have the lender lowering an interest rate or reducing the overall loan balance, many work quite differently. For example, one of the most widely implemented changes is to simply spread missed payments over the remaining life of the loan. That has the perverse effect of raising, not lowering, a homeowner's monthly payment. The nonprofit Center for Responsible Lending estimates that nearly half of the loan modifications reported by Hope Now Alliance have left homeowners with the same or higher monthly payments...
...editors said they did not know when the plans to move away from primary research would go into effect, though they said that the new controversy might cause the change to take place sooner than anticipated...
...percent margin. A poll of likely voters conducted last week by Rasmussen Reports, a public opinion polling firm, indicated that 50 percent of Massachusetts voters intend to vote yes on the question, while 37 percent are opposed. If the question passes, the ban on dog racing would go into effect in 2010. Greyhound racing has been a legalized industry in Massachusetts for over 70 years, but its popularity has declined substantially in recent decades. Only two tracks in the Commonwealth continue to feature greyhound racing—Wonderland Park in Revere, Mass. and Raynham-Taunton Greyhound Park in Bristol County...
...double-digit inflation and a severe liquidity crunch (a fallout from the U.S. subprime crisis). Now economic activity may shrink as part of a global slowdown. The country's growth estimates of 9% at the beginning of the year have been revised to well below 7%, and the effect is directly visible in the realty sector. "No one's buying anymore," says Ashwani Shukla of New Delhi-based Triveni Associates. "Two years ago, 25-year-olds earning fat pay packets from [multinational corporations] were buying high-end apartments. Now there are no takers for flats selling at 20% markdowns. Estate...