Word: effort
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Furthermore, the Federal Government's big loan-modification effort - abbreviated as HAMP - does little to help such borrowers since in many cases lenders will recoup more by foreclosing (the test any loan modification must pass). A recent Bank of America Merrill Lynch study of loan modifications at IndyMac, which provided the template for broader modification efforts, found that about 20% of subprime loans had been rewritten, while fewer than 8% of option ARMs got reloaded. (See pictures of TIME's Wall Street covers...
...following night against Brown, the Crimson pulled away late, winning 81-67, thanks largely to a monster effort from its two healthy big men, co-captain Doug Miller and freshman Kyle Casey...
...tonight’s matchup coming off a win. The Big Red enjoyed a 6-2 victory over Colgate on Tuesday night and is now tied with Yale for the top spot in the ECAC. Cornell forward Riley Nash had two goals and two assists for a four-point effort...
...Ratnesar: My quick reaction: This went better than I expected. He is, unfortunately, a wooden public speaker, and it clearly took effort for him to make such an openly confessional statement. But he sounded genuine, genuinely sorry and chastened. In some ways, the shot of him and his mother after the speech was the most powerful one of all - he seemed in that moment, finally, vulnerable and all too human. And I think that if he hopes to win the public back, showing humility - rather than the imperious self-confidence that has long been part of his mystique - will...
...January earthquake, which the Haitian government says killed more than 200,000 people, left thousands of children orphaned or separated from their families. But UNICEF and its partner NGOs in the registry effort, including Save the Children, Catholic Relief Services and Relief International, insist that it's better for aid workers to help identify and make the effort to locate those kids' relatives - and place them in temporary foster-style care with network-monitored and supported families - than to hand them over to orphanages. The vast majority of the children, they say, have an immediate or extended family member...