Word: either...or
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...dropping onto the Hobbits. There's such great atmosphere. I think that's the key for me. When [other] directors were rendering fantasy movies, they had all this shiny armor and shiny castles. And Peter came from a horror aesthetic. He rendered that fantasy world in the way that either a historian or a Hammer film fan would do it. They were very texturally rich and dark. And that's what hooked me into the trilogy...
...worrying multiple: the leverage of U.S. banks in 1993, years before the start of the asset bubble whose excesses have now brought the world to its economic knees, was just 20. To bring leverage back to that pre-bubble level, Nomura estimates that U.S. banks need to either shed $2.8 trillion in tangible assets (by selling loan portfolios, subsidiaries and other holdings) or else raise $141 billion in new capital...
Europe's banks are in much worse shape, with a ratio of 40.5. They must either sell $9.7 trillion in assets or raise $485 billion in capital to bring leverage down to 20. The Royal Bank of Scotland (estimated leverage: 39.3) has already started slimming down. It recently put its retail and commercial businesses in Asia on the block. New CEO Stephen Hester has announced plans to create a subsidiary that will hold about $477 billion of the bank's assets that are earmarked for disposal...
...involving different products, including a North Face backpack with water-resistant coating and many storage compartments vs. a simple, eco-friendly North Face backpack with fewer features but which was constructed from organic fibers. This time, the students were asked to imagine they were buying the equally priced products either at a store or online, in private. The results: those imagining themselves buying the backpacks in public were more likely to go for the enviro backpacks, even though they weren't as nice as the luxury models. By contrast, those told to imagine buying in private tended...
...ruling in favor of Franken without a certification order would leave Coleman more room to either appeal to the Supreme Court's October session or to start a new case in federal court - both processes that would take months to run their course. Some GOP Senators, including Senate minority leader Mitch McConnell, have encouraged Coleman to push ahead no matter what the decision. But such a move, particularly in federal court, might also backfire, warns Don Kettl, dean of the University of Maryland's School of Public Policy. "It's unclear what case Coleman could make that he hasn...