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Amid such a complicated landscape, some experts question whether there could ever be enough education to adequately prepare Americans for financial life. A better solution, these critics contend, is to reform the system. "What works is creating institutions that make it easy to do the right thing," says David Laibson, a Harvard economics professor who, like Mandell, has decided after years of research that education isn't a silver bullet. One idea being discussed in Washington is the automatic IRA. Employers would have to enroll each worker in a personal retirement-savings account unless that worker decided...
...lesser writer, a development like that would be enough to hang the rest of the novel on. You couldn't resist it: enter the charismatic, avuncular neurologist who patiently leads Tim back into the light, dispensing wisdom and learning some life lessons of his own along the way. Maybe he cures Tim. Maybe he runs off with Jane. Who knows? But none of that happens in The Unnamed. Instead, Jane throws the letter in the trash without even finishing it. That's how crushed her spirit is. Even the possibility of hope is too much for her to bear...
Although few Americans have heard of menhaden, its protection is a big enough worry that 13 of 15 Atlantic states have banned from their waters the fish-oil company that catches 90% of the country's menhaden. The Houston-based Omega Protein insists the menhaden population is healthy. But while the Atlantic States Marine Fisheries Commission says menhaden don't yet face overfishing on a coastal scale, it is limiting the industrial harvest of the fish in Chesapeake Bay, hard hit of late by dead zones. "The devastation of the marine environment has to be taken into account," says...
...candidate or shine the light of hope and change on the dingy business of governing. As his approval rating fell almost 20 points, to below 50%, the freshman report cards talked about irate independents and mutinous liberals and how even Michelle can't radiate enough warmth to compensate for his apparent lack of a pulse. (See pictures of Barack Obama on Flickr...
...hardest job in the world. It takes too long and doesn't pay well enough. After he directed his first movie, Bob Hoskins said it was like being pecked to death by penguins. Bill Murray said it's seven times more work for the same money. I love the collaboration. I love to work with a director. That's the fun part...