Word: enoughs
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...retired, he had a salary of nearly $80,000. That means he would have received a pension check of about $3,100 a month. It would be nice if 401(k)s could produce a guaranteed check as pensions do. But most 401(k)s don't generate enough income, and Lucantonio's is no different. He retired from Occidental with $350,000 in his 401(k). That's a hefty sum, but he can withdraw just 4% of it annually, or about $1,200 a month, to limit the chances of outliving his money. That's 60% less than...
...years, could replace at least 50% of the average retiree's income. Add Social Security and even highly paid workers will probably earn more than 80% of their preretirement income. "The only reason these accounts haven't lived up to their potential is that they haven't gotten enough time," says James Poterba, president of the NBER, who co-authored the study. (See 25 people to blame for the financial crisis...
...year from your 401(k) and have an ultraconservative portfolio of 80% bonds and 20% stocks, you still have a chance of outliving your retirement account. Swap the bonds for stocks, and the chance of outliving your money actually rises. In reality, most of us don't have nearly enough in our 401(k) to live off just 4%. At a 6% withdrawal rate, hypothetical retirees in more than a third of the Monte Carlo simulations crapped...
...with The Crimsom that planners have been working “tirelessly” in Allston and that “it simply wasn’t true” that community input was being ignored. “To suggest that we’ve not been doing enough to plan and hold Harvard’s feet to the fire is ridiculous,” she said...
Apparently, it wasn't enough for the Nobel Committee to swerve off the road to run over Bush once, then back up to run him over twice more. Even though the official representative of Ugly American culture and cowboy diplomacy has remained graciously silent in retirement, the committee decided to stick it to him one more time by choosing his newly minted successor, who has been in office for only nine months but has made some of the right noises about rejecting some of his global policies. There will of course be some bogus cover story about Obama's vision...