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Perhaps no one figured that subprime mortgage holders were 10 times as likely to enter into foreclosure as people who made downpayments and could document their ability to pay. "This poor performance in the subprime market calls into question the capabilities of lenders, securitizers and investors to reliably estimate peak charge-off rates," warned Joshua Rosner, managing director of Graham Fisher & Co. and Joseph R. Mason, a finance professor at Drexel University in a paper in early 2007. When all the indicators went bad - delinquencies and interest rates up, home prices down - the agencies started yanking the ratings on CDOs...

Author: /time Magazine | Title: Getting Suckered by Wall Street — Again | 9/16/2008 | See Source »

...MODEL. At rally after rally, John McCain must wait to go onstage, while she is still being mobbed at the rope line. In Lee's Summit, Mo., when he attacks Barack Obama as being "wrong for America," the crowd ignores him and chants her name instead. The line to enter a Lancaster, Pa., event winds half a mile through a parking lot, where thousands wait as long as 90 minutes to get a glimpse of her. After driving almost an hour to attend her first political rally ever, Suzanne Cook of Coatesville, Pa., offers an explanation: "The fact that...

Author: /time Magazine | Title: The Sarah Show | 9/11/2008 | See Source »

...Enter Reagan. His vision of the future was the past. He offered the temporal pleasures of tax cuts and an unambiguous anticommunism, but his real tug was on the heartstrings - it was "Morning in America." The Republican Party of Wall Street faded before the power of nostalgia for Main Street ... at least a Main Street that existed before America began losing wars, became ostentatiously sexy and casually interracial. In his presidential debate with Jimmy Carter, Reagan talked about an America that existed "when I was young and when this country didn't even know it had a racial problem...

Author: /time Magazine | Title: Sarah Palin's Myth of America | 9/10/2008 | See Source »

...this election, it's felt as of the Democrats were ready to get back into the White House while the GOP was preparing to enter the wilderness," said Joshua S. Downer '09, "but Palin has completed the unification between McCain's brand and the GOP's brand...

Author: By Prateek Kumar, CRIMSON STAFF WRITER | Title: Harvard Republicans Energized Following Convention | 9/9/2008 | See Source »

...doesn't seem like there's a lot of information going on. It's an interesting way to begin," said Alex P. Raymond '12, who couldn't re-enter his dorm to lock his room before being directed to the science center. "I kind of wish I was still...

Author: By Vidya B. Viswanathan, CRIMSON STAFF WRITER | Title: Electrical Surge Empties Adams House and Yard Dorms | 9/7/2008 | See Source »

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