Word: equifax
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Dates: during 2000-2009
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...According to Reuters, "Dan Adams, president of U.S. Information Systems for Equifax Inc, reported that 7 percent of homeowners with mortgages were at least 30 days late on their loans in February, an increase of more than 50 percent from a year earlier." And, nearly 40% of subprime borrowers are behind by a month, which is also up significantly from...
CHECK YOUR CREDIT Credit-alert services provide false comfort, says Foley. They often miss telltale activity you could spot if you looked at your report. You are entitled to one free report a year from Experian, Equifax and TransUnion. Get them one at a time, every four months. And you may just avoid any late-night calls from the bank...
...logical way is to limit the activities of the three credit-reporting bureaus--Experian, Equifax and TransUnion. It's impossible to open a new credit account--honestly or fraudulently--without contacting one of them to determine whether the customer is credit worthy. The bureaus are happy to offer your personal credit report to a lender; that's how they make money. They also sell address lists to firms that send those mailbox-clogging offers of preapproved loans and credit cards...
CHECK YOUR REPORT. Mistakes abound in credit reports, so make sure that what your potential employer sees is correct by requesting copies from each of the three major credit bureaus: Equifax (800-685-1111), Experian (888-397-3742) and TransUnion (800-888-4213). By September, all Americans will be able to get one free report a year from each bureau by calling 877-322-8228, but right now people in most states still have...
This new entitlement will roll out gradually across the country over the next nine months, with consumers in Western states beginning first. The Midwest will go live March 1, the South June 1, and the East and U.S. Territories on Sept. 1. The three major credit bureaus--Equifax, Experian and TransUnion--have set up a toll-free phone line (877-322-8228) to handle requests, or you can send a written request to Annual Credit Report Request Service, P.O. Box 105281, Atlanta...