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...bought or refinanced a house within the past year, there's a 1 in 4 chance you have the Federal Housing Administration to thank. The Depression-era agency, once the last resort of folks who were less-than-perfect credit risks, was practically forgotten during the real estate boom - anyone with a pulse qualified for a mortgage. Now the FHA has resumed its old role by propping up the housing market, since private lenders began shunning all but the least-risky loans. The FHA doesn't lend directly but rather entices lenders do so by agreeing to cover any losses...

Author: /time Magazine | Title: FHA: Housing's Safety Net Begins to Fray | 11/14/2009 | See Source »

...also discussed the necessity for younger generations to understand life in America before the Civil Rights era, commenting on the great disparity between the opportunities he had growing up versus those of his older brother, Paul “Rocky” Gates...

Author: By MARIETTA M COBURN, CONTRIBUTING WRITER | Title: Gates Recounts Racial History | 11/13/2009 | See Source »

...David Brooks and the like fail to acknowledge that we live in an era where potential partners expect to exchange vast amounts of personal information before any dating can take place. In the days of gentlemen callers, all that you knew about your expected significant others was whether they enjoyed glass unicorns and whatever else you could glean from a 30-minute conversation. Now, you have to fill out 25-page online questionnaires specifying your every preference, sometimes with disastrous results. Once I filled out an online dating form saying that I had completed “some college?...

Author: By Alexandra A. Petri | Title: Who Sank The Courtship? | 11/13/2009 | See Source »

...catchy that it’s hard to care when such straightforward connections are created between music and plot. It is clear that “Pirate Radio” is a love letter to rock ’n’ roll’s golden era and its sweeping influence, complete with an end credit sequence displaying every major album of the last 40 years...

Author: By Brian A. Feldman, CONTRIBUTING WRITER | Title: Pirate Radio | 11/13/2009 | See Source »

...that “all over the world, young men and young women will always dream dreams and put those dreams into song.” While at times overly sentimental, “Pirate Radio” and its sprawling soundtrack capture the freewheeling spirit of a transformational era...

Author: By Brian A. Feldman, CONTRIBUTING WRITER | Title: Pirate Radio | 11/13/2009 | See Source »

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