Word: evenly
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Dates: during 2000-2009
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...little over a year ago, the credit crisis caused the municipal-bond market to grind to a halt. Shell-shocked investors pulled back from even munis, which are normally considered a relatively safe bet. Bond yields soared. Local governments were forced to delay raising money. And auctions of short-term variable-rate muni securities failed. (Read "Five Painless Ways to Cut Expenses...
...highest tax bracket. What's more, BABs are bringing down the yields of all muni bonds, not just BABs. That is lowering the borrowing costs of local governments in general. That lower expense should save taxpayers money when it comes to paying their state and local taxes, even if it increases the money being shelled out by the federal government...
...would cut back on gifts for each other, so in just two years the number of spendthrift spouses has increased almost nine-fold. "This holiday season, parents are telling us that they still worry about job security, and they are desperately trying to cut down on debts," says Beemer. Even the pooch may be getting better treatment than Pops. In a separate Consumer Reports survey, 22% of women who expected to reduce their holiday spending said they would be cutting back on gifts for their spouse. Only 14% said they would cut back on gifts for their pets. Ruff. (Read...
...deals for smaller, more practical, more giftable items." Vincent points to Target, which on Black Friday will be selling $3 coffeemakers, toasters and sandwichmakers. Not exactly stuff that tugs at the heartstrings on Christmas morning, but hey, it's the thought that counts (and if the toast is crispy, even better). In its Black Friday circular, Kohl's blankets shoppers with 50%-60% discounts for watches and jewelry. Some items are priced...
...dollar and depressed consumer confidence have all taken a particularly harsh toll on small businesses. Many small companies rely on credit cards for capital because they don't have access to debt or equity capital as public companies do, and many are seeing these credit lines trimmed or even pulled altogether by skittish banks...