Word: exceedingly
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Dates: during 1990-1999
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...wave of mortgage refinancing. Before interest rates plunged in recent years, homeowners clung to a rule of thumb that said people should refinance only when rates fell at least two percentage points below the interest on their existing loans. Under that formula, the gains from lower mortgage rates would exceed the closing costs on the refinancing. But today banks and mortgage brokers offer so many refinancing options that canny rate surfers can replace their mortgages at little cost. Since 1991, consumers have refinanced $1 trillion worth of mortgages, or fully one-third of all U.S. home loans...
...Environmental Protection Agency and the Harvard School of Public Health estimate that up to 60,000 American deaths a year are caused by particles of soot -- an old-fashioned form of air pollution generated by factories and diesel trucks -- even though soot levels seldom exceed legal limits. Most victims are children and elderly people with respiratory problems, and asthmatics of all ages...
...propose is already being tested and proved out by states and companies. Some of the grass-roots programs might continue and grow even after nationwide reforms are enacted too. Clinton's plan is supposed to set federal standards but give states wide freedom in deciding how to meet (or exceed) them. Meanwhile, the states, joined this time by companies and the medical profession, are reclaiming a role they played well in the pre-New Deal era: serving as a laboratory and model for social legislation that is then picked up and extended by the Federal Government throughout the country...
...their classmates to contribute, but the size of the gifts is substantially smaller. While Taylor says the Harvard Class of '68 is likely to approach $6 million, Ferrell P. McClean '68 and Susan S. Wallach '68, reunion gift co-chairs for the Radcliffe class, say they were content to exceed their goal of $200,000 in gifts...
...lucky to be a young, healthy, 180-pound male, and don't fear much for my safety in the Square. But in a real world of drugs, rapists, carjackings and gangs, where the average law abiding citizens is not a young, healthy male, and where police response times can exceed 20 minutes, responsible firearms ownership makes sense for many people...