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...greater threat to investors springs from the fact that Wells Fargo's loan losses could exceed the government's expectations. In calculating the stress tests, government bank examiners applied different loan-loss rates for different banks. For instance, bank examiners were relatively tough on Wells' primary mortgage-loan portfolio, predicting that nearly 12% of the loans would default over the next two years. This compares to an estimated loss for Citigroup of just 8% for its primary mortgage loans. That makes sense. More of Wells' mortgage loans are concentrated in California than Citigroup. And California has had more foreclosures than...
...football players have exploded in strength and size over the past two decades - many players, who easily exceed the 300-pound mark, would technically qualify as obese - researchers and sports physicians have increasingly worried about their health. One study of about 6,850 former pro players conducted in 1994 by the National Institute for Occupational Safety and Health (NIOSH), at the behest of the National Football League Players Association, found that while former players had a lower death rate overall compared with their peers in the general population, the heaviest players - offensive and defensive linemen - were 52% more likely...
...fall, but far more - approximately 3 million - are injured. Falls not only cause physical injuries, such as hip fractures and organ damage, but also often lead to patients' loss of independence. And the costs to treat such outcomes add up quickly. Direct costs for medical care related to falls exceed $20 billion annually, according to data published by the Centers for Disease Control and Prevention in 2006. "By employing effective interventions, we can appreciably decrease the incidence of fall-related injuries, improve the health and quality of life of older adults, and significantly reduce health-care costs," that study...
...Putin's more optimistic forecasts, which some saw as an attempt to fend off political instability, "suffered a radical readjustment," wrote the daily Nezavisamaya Gazeta. "We all understand what a difficult situation our country, our economy, is in," Medvedev said as he announced that budget expenditures would exceed revenues for the first time in 10 years. He said the government would move "to a strict regime of saving budget resources" along the lines championed by bearish Finance Minister Alexei Kudrin. (See pictures of Putin...
Pack Light. Starting in July, US Airways will increase its fee for the first checked bag to $20, from $15; the second-bag fee rises to $30, from $25. But if your bags exceed 50 lb., you'll be hit with a whopping $70 fee for the first checked bag and $80 for the second...